Mortgage Licensing Guide

Whether you're starting a brokerage or becoming a loan officer, we've got state-by-state requirements, costs, and step-by-step guides.

Mortgage Broker License

Requirements for starting a mortgage brokerage. Includes net worth, surety bond, education, and exam requirements for all 50 states + DC.

How to become a licensed mortgage loan originator. Pre-licensing education, SAFE exam, background check, and state application process.

20 hrs

Pre-licensing education required

75%

Passing score on NMLS exams

$500-8,000

Total cost range by state/type

8 hrs/yr

Continuing education for renewal

Get our step-by-step study guide for the SAFE MLO and UST exams. Includes timeline and resource links.