Informative Research Review 2026: Credit & Verification Services
Updated February 2026
Overview
Informative Research (a Stewart company) provides credit reports, flood certifications, and verification services to mortgage lenders. They focus on fast turnaround times, bundled service packages, and comprehensive compliance support. As part of Stewart, they have strong financial backing and broad industry reach.
Best for: Lenders who want a one-stop shop for credit, flood, and verification services with bundled pricing discounts.
Key Features
- ✓Tri-merge credit reports
- ✓Flood zone certifications
- ✓VOE/VOI verifications
- ✓Tax transcript services
- ✓LOS integrations (Encompass, Byte, others)
- ✓Automated ordering
- ✓Compliance reporting
- ✓Bundled service packages
Pricing
Contact Informative Research for current pricing. They offer competitive rates especially when bundling credit + flood + verification services. Volume-based discounts available.
Pros
- +Bundled services (credit + flood + verifications) save money
- +Fast turnaround times
- +Good compliance support
- +Backed by Stewart
- +Strong bundled pricing
Cons
- –Pricing not publicly transparent
- –Can be pricier for credit-only orders
- –Service quality varies by region
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Alternatives to Informative Research
Xactus (formerly Credit Plus / Avantus)
Mid to large lenders who want a single provider for credit, verifications, flood, and fraud services with enterprise-grade reliability.
CoreLogic Credco
Lenders already in the CoreLogic ecosystem or those who want premium credit reporting backed by extensive property data.
Factual Data (CBC Innovis)
Cost-conscious brokerages and lenders who want reliable credit reporting at the lowest price point.
Universal Credit Services
Brokerages that value personalized service and a direct relationship with their credit vendor over big-company automation.
Birchwood Credit Services
Mid-volume brokerages looking for a reliable credit vendor with personalized service and competitive pricing.
Certified Credit
Tech-forward lenders who want a modern credit platform with automated workflows and comprehensive bundled services.